Direct access to private capital for complex deals that traditional lenders won't touch. Fast decisions. Flexible underwriting. Reliable closings. A&J Gulf Blvd Capital originates and underwrites loans in-house, with qualifying transactions funded through a private family office investment fund.
That distinction means faster decisions, greater flexibility, and one point of contact from application through funding.
Close in as little as 7–14 days. No committee delays, no last-minute retrading.
We underwrite the deal, not just the borrower. Value-add, construction, and transitional assets all qualify.
Conditional approvals issued upon review. No surprises at the closing table.
Our principals have owned and operated commercial real estate, golf courses, marinas, and resort properties.
We lend in all 50 states across all major commercial property types.
We protect and compensate broker relationships on every transaction. Your fee is locked in upfront.
A&J Gulf Blvd Capital does not charge upfront application, processing, underwriting, or origination fees. Those fees are collected at closing from loan proceeds. However, as is customary in commercial lending, borrowers are responsible for the cost of required independent third-party due diligence, which may include appraisals, Phase I or Phase II environmental reports, property condition assessments, inspections, engineering reports, surveys, or construction reviews. These third-party costs must be paid before the applicable report is ordered and are the borrower’s responsibility regardless of whether the loan ultimately closes. We encourage borrowers to consider this requirement before beginning the underwriting process so that time and resources are not unnecessarily expended by either party.
From conventional commercial to complex specialty assets, we have the underwriting depth to get your deal funded.
Class A, B & C, suburban and urban
Strip centers, single-tenant NNN, anchored
Warehouse, flex, distribution, manufacturing
Apartment communities, value-add, new construction
Hotels, motels, boutique resorts, extended stay
Golf courses, country clubs, private clubs
Marinas, waterfront, dry stack, resorts
RV resorts, campgrounds, storage facilities
Entitled and un-entitled land, subdivisions
A streamlined 5-step process designed for speed and transparency.
Submit your loan package with required documents. Our team confirms receipt same day.
We review the deal, conduct due diligence, and evaluate the risk. We may request additional information.
Conditional approval is issued. You receive a term sheet outlining all loan parameters.
Final documents are prepared, executed, and funded. Our team coordinates every step.
Funds are disbursed and your project moves forward. As fast as 7–14 days from submission.
Submit your loan package or reach out directly to discuss your project with our principals.
A private lending group built by operators — principals who have owned, developed, and financed commercial real estate, golf courses, marinas, and resort properties firsthand.
A&J Gulf Blvd Capital is a private lending group providing flexible financing solutions for commercial real estate and construction projects throughout the United States.
Our principals and lending partners bring over 30 years of combined experience in lending, underwriting, development, title services, and real estate finance — giving us the depth to move quickly and structure deals that traditional lenders can't.
We are not a broker. We are a direct private lending group with capital partners ready to deploy. That distinction means faster decisions, greater flexibility, and a single point of contact from application through closing.
Our principals and lending partners bring deep expertise in real estate, construction, and lending.
We offer direct access to private capital — we move quickly and structure deals traditional lenders can't.
We pride ourselves on fast decisions, flexible underwriting, and reliable closings on every transaction.
We build long-term relationships by delivering honest advice and creative financing solutions tailored to each project.
No committee delays. Decisions are made by principals who understand the deal, not committees reading a memo.
Value-add, construction, transitional, and specialty assets all qualify. We look at the project, not just the borrower's FICO.
Conditional approvals issued upon review. No last-minute retrading or surprise conditions at closing.
Principals have owned and operated golf courses, marinas, resorts, and commercial properties — we speak your language.
Our principals don't just lend — they invest, operate, and deliver results. Here's one example of what that looks like in practice.
Past performance is not a guarantee of future results. Results may vary based on market conditions and asset type.
Beyond lending, our principals have owned and operated golf and country club properties. That firsthand experience is why we underwrite golf, hospitality, and commercial assets with a level of insight that traditional lenders often cannot match.
Watkinsville, GA
Snellville, GA
Trenton, GA
Trenton, GA
We welcome mortgage brokers, investment bankers, commercial real estate professionals, and capital advisors. Your reputation and client relationships are your most valuable assets — we protect them.
Your compensation is agreed upon upfront and protected all the way through closing. No surprises, no retrading.
Competitive referral opportunities available for all qualified transactions we close together.
We issue indicative terms quickly so you can keep your client informed and maintain momentum on the deal.
You communicate directly with our principals — no middlemen, no delays, no telephone tag with account managers.
We accept submissions from licensed brokers in all 50 states across all major commercial property types.
Assigned relationship manager for your submissions and pipeline. You always know where your deal stands.
Contact us directly to register as a broker partner. We look forward to building a productive and profitable long-term relationship.
Download, fill out, and print the forms below. Then submit your completed package securely online using the upload section at the bottom of this page.
Commercial Loan Application
I/We authorize A&J Gulf Blvd Capital, its lending partners, affiliates, and assigns to obtain consumer and commercial credit reports and to verify employment, income, assets, liabilities, bank accounts, tax information, and any other information necessary to evaluate this loan request. This authorization remains effective until the application is withdrawn or the transaction is completed.
Personal Financial Statement
| ASSETS | Borrower ($) | Co-Borrower ($) |
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| Cash - Checking | ||
| Cash - Savings | ||
| Securities | ||
| Notes Receivable | ||
| Life Insurance CSV | ||
| Retirement Funds | ||
| Real Estate Value | ||
| Other Assets | ||
| TOTAL ASSETS |
| LIABILITIES | Borrower ($) | Co-Borrower ($) |
|---|---|---|
| Current Debt | ||
| Notes Payable | ||
| Taxes Payable | ||
| Real Estate Mortgages | ||
| Other Liabilities | ||
| TOTAL LIABILITIES | ||
| NET WORTH |
| SOURCES OF INCOME | Borrower ($) | Co-Borrower ($) |
|---|---|---|
| Employment | ||
| Salary | ||
| Bonus / Commissions | ||
| Real Estate Income | ||
| Other Income | ||
| TOTAL INCOME |
Investor / General Contractor Track Record — Previous Projects (Last 24 Months)
| # | Type | Property Address | City | ST | Purchase Price ($) | Purchase Date | Rehab Budget ($) | Sale Price ($) | Profit ($) |
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Fix & Flip — Itemized Scope of Work & Draw Schedule
| # | Description | Original Cost ($) | Draw 1 ($) | Draw 2 ($) | Draw 3 ($) | Draw 4 ($) | Draw 5 ($) |
|---|---|---|---|---|---|---|---|
| 1 | Plans/Engineering | ||||||
| 2 | Permits | ||||||
| 3 | Demolition | ||||||
| 4 | Dump Fees | ||||||
| 5 | Foundation/Footing/Slab | ||||||
| 6 | Roofing | ||||||
| 7 | Gutters/Downspouts | ||||||
| 8 | Windows/Sliders | ||||||
| 9 | Siding/Masonry/Stucco | ||||||
| 10 | Ext Doors/Garage Doors | ||||||
| 11 | Trusses | ||||||
| 12 | Framing Material | ||||||
| 13 | Framing Labor | ||||||
| 14 | Plumbing-Rough | ||||||
| 15 | Electrical-Rough | ||||||
| 16 | HVAC | ||||||
| 17 | Insulation | ||||||
| 18 | Drywall/Tape/Texture | ||||||
| 19 | Int Doors/Trim/Millwork | ||||||
| 20 | Interior Painting | ||||||
| 21 | Exterior Painting | ||||||
| 22 | Cabinets/Vanities | ||||||
| 23 | Countertops | ||||||
| 24 | Hardwood Floors | ||||||
| 25 | Tile/Vinyl/Lino | ||||||
| 26 | Carpets | ||||||
| 27 | Electrical Finish | ||||||
| 28 | Plumbing Finish | ||||||
| 29 | Finish Hardware | ||||||
| 30 | Appliances | ||||||
| 31 | Decking/Railing | ||||||
| 32 | Fencing/Gates | ||||||
| 33 | Hardscape/Patio | ||||||
| 34 | Flatwork | ||||||
| 35 | Landscaping | ||||||
| 36 | Final Clean-Up | ||||||
| 37 | Staging | ||||||
| 38 | Unforeseen Expenses | ||||||
| 39 | Misc. | ||||||
| SUBTOTAL / HARD COSTS | |||||||
| TOTAL CONSTRUCTION COSTS | |||||||
Completed your loan package? Upload your documents securely below and our team will review and be in touch within 24 hours.
All documents are transmitted securely and reviewed only by authorized A&J Gulf Blvd Capital team members. Your information is kept strictly confidential.
Submit your loan inquiry or reach out directly. Our principals respond to all qualified submissions promptly.
Financing is subject to underwriting review, appraisal, title review, sponsor qualifications, and final investor approval. Rates and terms are subject to change without notice. This is not a commitment to lend.